Attractive rates!
How much do you need?
At your own pace
Request info at no obligation
1 Annual NIR of 6.95% (7.18% APR). Representative example for a loan of €10,000 over 60 months: 59 monthly repayments of €197.78 and a final repayment €197.53. No arrangement fee. Total amount to pay (capital + interest): €11,866.55. Total cost of loan (interests): €1,566.55. French amortisation schedule.
2 Fee for early repayment (full and/or partial): 0.50% (if there is less than 1 year left of the loan term) or 1% (if there is more than 1 year left) of the loan amount that is repaid early.
At your fingertips
We need a few details from you to study your application.
- Send us your latest payslip, tax return and employment history report.
- You must be employed or a pensioner.
Want to find out more about the Personal Loan Calculator?
How do you calculate your Personal Loan?
How does our Loan Calculator work?
How can you apply for your Personal Loan?
What are the requirements to apply for a Personal Loan?
What documents do you need to send?
Need more information?
How do you calculate your Personal Loan?
First off, decide how much money you need and how long you would like to repay it over. You can apply for €3,000 up to €24,000 and pay it back in 12 months up to 5 years.
How does our Loan Calculator work?
All you need to do is decide:
- How much money you need.
- The financing term over which you want to pay it back.
Our calculator allows you to work out your monthly repayments and the applicable interest depending on the loan amount and financing term.
How can you apply for your Personal Loan?
Before you apply for a Personal Loan at Openbank, we need you to provide the details of your accounts at other banks.
What are the requirements to apply for a Personal Loan?
- You must be over 18 years old and a resident in Spain.
- The sum of your age and financing term must not exceed 70 years.
- You must be a civil servant, pensioner or employee with a permanent contract.
What documents do you need to send?
Provide your account details and we won't ask you for additional documentation. In some cases only, we might ask you to provide a specific document, and you can attach it during the application process.
Need more information?
We make it simple. Call us on 91 276 21 36 or 900 36 53 66 and our team of professionals will be pleased to help.