tdt

Virtual Debit Card

tdt

Your free, instant and
eco-friendly virtual debit card

Become a customer

Fee-free debit card

Apply for it or renew your card free of charge.

Apply for it instantly

Apply for it, add it to your mobile or smartwatch and start using it.

Secure online and in-store shopping

3D Secure Code System for online shopping. Fee-free SMS payment alerts.

Free accident insurance

On public transport and on your travels.

The virtual card that is always with you

  • Start using your card as soon as you apply for it, there is no need to wait.

  • You can leave your wallet or purse at home. You “carry” the card in your mobile or smartwatch.

  • Take out and deposit money instantly and fee-fee in the 1,500 new Banco Santander contactless ATMs in Spain .

Free
 

  • Apply for and renew your card for free.

  • When you pay in or withdraw cash from any Banco Santander contactless ATM in Spain.

  • Fee-free extras: Open discounts, accidents insurance, SMS alerts, Secure E-Commerce, etc.

Security and peace of mind from day one

  • You can shop online or at any establishment that accepts Mastercard and has contactless technology.

onboarding

Become a customer in just three steps, wherever you are

1

Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.

2

Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.

3

Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.

Become a customer

Would you like to find out more about the Virtual Debit Card?

How much does the Virtual Debit Card cost?

Apply for it and renew it for free. Start using your card immediately with your mobile or smartwatch.

What other advantages does it have?

Swift payment with Contactless technology. 

The security of our Secure E-Commerce systems and payment confirmation alerts via SMS for free.

When you apply for the card, you receive it instantly on your mobile or smartwatch, so you don't have to wait to receive it at home before you start using it.

As it is not a physical card, it is environmentally friendly.

Does it include any insurance?

Yes, free accident insurance agreed with Santander Seguros y Reaseguros S.A. If you have an accident and you are a card holder, the maximum compensation is €6,010.12.

If you used the card to pay for a ticket on public transport, the card not only covers you - as the cardholder - but also any other travellers whose tickets have also been paid for using it (maximum compensation: €120,202.42.)

Find out about all the details and cover in the corresponding policy.

How can you get a Virtual Debit Card?

​​​​​​​​​​​​​​If you are already a customer:

  • Log in to your Customer Area on the website, or through the Openbank App in the “Cards” section on your mobile or tablet.
  • If you have any queries, call us at +34 91 177 33 10 and speak to our team of professionals.

How can you pay with the Virtual Debit Card?

You can pay with your Virtual Debit Card at all merchants that accept contactless payments. All you have to do is register your card in your mobile device and place it near the POS terminal. You can use the following mobile payment platforms:Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

For online purchases, you must enter the information requested, just like you would do with any other plastic card.

What are Open Discounts?

These are exclusive discounts that you get when paying with your Openbank cards at major brands such as Telepizza, Iberia, Cortefiel, Women’ Secret, VIPS, Cines Cinesa, Yelmo and Kinépolis, AVIS, Booking.com and many more. Discover all the brands with discounts here.

Need more information?

We make it very easy for you. Call us on +34 91 177 33 10, and our team of professionals will provide you with any assistance you need. ​​​​​​​

How much does the Virtual Debit Card cost?

Apply for it and renew it for free. Start using your card immediately with your mobile or smartwatch.

What other advantages does it have?

Swift payment with Contactless technology. 

The security of our Secure E-Commerce systems and payment confirmation alerts via SMS for free.

When you apply for the card, you receive it instantly on your mobile or smartwatch, so you don't have to wait to receive it at home before you start using it.

As it is not a physical card, it is environmentally friendly.

Does it include any insurance?

Yes, free accident insurance agreed with Santander Seguros y Reaseguros S.A. If you have an accident and you are a card holder, the maximum compensation is €6,010.12.

If you used the card to pay for a ticket on public transport, the card not only covers you - as the cardholder - but also any other travellers whose tickets have also been paid for using it (maximum compensation: €120,202.42.)

Find out about all the details and cover in the corresponding policy.

How can you get a Virtual Debit Card?

​​​​​​​​​​​​​​If you are already a customer:

  • Log in to your Customer Area on the website, or through the Openbank App in the “Cards” section on your mobile or tablet.
  • If you have any queries, call us at +34 91 177 33 10 and speak to our team of professionals.

How can you pay with the Virtual Debit Card?

You can pay with your Virtual Debit Card at all merchants that accept contactless payments. All you have to do is register your card in your mobile device and place it near the POS terminal. You can use the following mobile payment platforms:Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

For online purchases, you must enter the information requested, just like you would do with any other plastic card.

What are Open Discounts?

These are exclusive discounts that you get when paying with your Openbank cards at major brands such as Telepizza, Iberia, Cortefiel, Women’ Secret, VIPS, Cines Cinesa, Yelmo and Kinépolis, AVIS, Booking.com and many more. Discover all the brands with discounts here.

Need more information?

We make it very easy for you. Call us on +34 91 177 33 10, and our team of professionals will provide you with any assistance you need. ​​​​​​​

Other products that might interest you

Premium debit and credit card pack
Premium Debit and Credit Card Pack

A card pack full of benefits
Open Credit Card
Open Credit Card

Buy now and decide when to pay
Reap the rewards when your salary is paid into Openbank
Open Payroll Account

Reap the rewards when your salary is paid into Openbank
Contact us

Want to get in touch with us?

Leave us your information and we'll call you right back. (M-F from 9 a.m. to 6 p.m.)

̲
When would you like us to call you?
You seem to have tried several times, we need validation

By pressing “Send”, you accept that Openbank may contact you using the number and name you have provided, with the sole purpose of responding to your request. We will not store or use the information you have provided for any other purpose. You may exercise your rights at any time and in accordance with current legislation by emailing: privacy@openbank.es. For further information on data protection, visit: https://www.openbank.es/en/privacy-cookies.