Virtual Debit Card
Apply for your free Virtual Debit Card with an exclusive LGBTQIA+ design unti 31/07/25.
- Start using your card as soon as you apply for it - no need to wait.
- Add the card to your mobile or smartwatch and take it everywhere with you.
- Withdraw and deposit cash with your mobile and all the contactless Banco Santander ATMs in Spain.
- Stay up to speed with payment confirmation alerts by SMS and app notifications.
- Free to take out and renew your card.
- Withdraw and deposit cash at contactless Banco Santander ATMs in Spain.
- As the cardholder, you have accident cover for travel and public transport (insured by Santander Seguros y Reaseguros, S.A.).
- Plus, you get Open Discounts, SMS alerts, 3D Secure Code, and a whole lot more!
- Your card is virtual, so no plastic is generated.
- After you take it out, you can add it to your smartphone and start using it right away.
How much does the Virtual Debit Card cost?
Apply for it and renew it for free. Start using your card immediately with your mobile or smartwatch.
What other advantages does it have?
Swift payment with Contactless technology.
The security of our 3D Secure System and free SMS payment confirmation alerts.
When you apply for the card, you receive it instantly on your mobile or smartwatch, so there's no need to wait until you receive it by post before you start using it.
Environmentally friendly digital card.
Does it include any insurance?
Yes, free accident insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are a cardholder, the maximum compensation you could receive is €6,010.
If you used the card to pay for a ticket on public transport, the card not only covers you - as the cardholder - but also any other travellers whose tickets have also been paid for using the card (maximum compensation: €120,202).
For further details on the cover, see the corresponding policy.
How can you get a Virtual Debit Card?
- Log in to your Customer Area on the website, or on the Openbank app in the “Cards” section on your mobile or tablet.
- If you have any queries, call us on +34 91 177 33 10 and speak to our team of professionals.
How can you pay with the Virtual Debit Card?
You can pay with your Virtual Debit Card at all merchants that accept contactless payments. All you have to do is add your card to your mobile device and place it near the POS terminal. You can use the following mobile payment platforms: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
For online purchases, you must enter the information requested, just like you would do with any other plastic card.
What are Open Discounts?
They are exclusive discounts you get at top brands when you pay with your card. Check out the brands that offer discounts here.