virtual debit

Virtual Debit Card

virtual debit

Your free, instantly and eco-friendly virtual card

Become a customer

Fee-free debit card

Apply for it or renew your card free of charge.

Apply for it instantly

Apply for it, add it to your mobile or smartwatch and use it right away.

Secure online and in-store shopping

3D Secure Code System for online shopping. Fee-free SMS payment alerts.

Free accident insurance

On public transport and on your travels.

The virtual card that never leaves your side

  • Start using your card as soon as you apply for it - there is no need to wait.

  • You can leave your wallet or purse at home. You “carry” the card in your mobile or smartwatch.

  • Withdraw and deposit cash instantly and with no fees at the 1,500 new Banco Santander contactless ATMs in Spain .

Free
 

  • Apply for and renew your card for free.

  • When you pay in or withdraw cash from any Banco Santander contactless ATM in Spain.

  • Fee-free extras: Open discounts, accident insurance, SMS alerts, Secure e-Commerce, etc.

Security and peace of mind from day one

  • You can shop online or at any merchant that accepts Mastercard and has contactless technology.

Want to learn more about the Virtual Debit Card?

How much does the Virtual Debit Card cost?

Apply for it and renew it for free. Start using your card immediately with your mobile or smartwatch.

What other advantages does it have?

Swift payment with Contactless technology. 

The security of our 3D Secure System and free SMS payment confirmation alerts.

When you apply for the card, you receive it instantly on your mobile or smartwatch, so there's no need to wait until you receive it by post before you start using it.

Environmentally friendly digital card.

Does it include any insurance?

Yes, free accident insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are a cardholder, the maximum compensation you could receive is €6,010.12.

If you used the card to pay for a ticket on public transport, the card not only covers you - as the cardholder - but also any other travellers whose tickets have also been paid for using the card (maximum compensation: €120,202.42.)

For further details on the cover, see the corresponding policy.

How can you get a Virtual Debit Card?

​​​​​​​If you are already a customer:

  • Log in to your Customer Area on the website, or on the Openbank app in the “Cards” section on your mobile or tablet.
  • If you have any queries, call us on +34 91 177 33 10 and speak to our team of professionals.

How can you pay with the Virtual Debit Card?

You can pay with your Virtual Debit Card at all merchants that accept contactless payments. All you have to do is add your card to your mobile device and place it near the POS terminal. You can use the following mobile payment platforms: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

For online purchases, you must enter the information requested, just like you would do with any other plastic card.

What are Open Discounts?

These are exclusive discounts you get when you pay with your Openbank cards at major brands. Check out all the brands with discounts here.

Need more information?

We make it simple. Call us on +34 91 177 33 10 and our team of professionals will be glad to help.

How much does the Virtual Debit Card cost?

Apply for it and renew it for free. Start using your card immediately with your mobile or smartwatch.

What other advantages does it have?

Swift payment with Contactless technology. 

The security of our 3D Secure System and free SMS payment confirmation alerts.

When you apply for the card, you receive it instantly on your mobile or smartwatch, so there's no need to wait until you receive it by post before you start using it.

Environmentally friendly digital card.

Does it include any insurance?

Yes, free accident insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are a cardholder, the maximum compensation you could receive is €6,010.12.

If you used the card to pay for a ticket on public transport, the card not only covers you - as the cardholder - but also any other travellers whose tickets have also been paid for using the card (maximum compensation: €120,202.42.)

For further details on the cover, see the corresponding policy.

How can you get a Virtual Debit Card?

​​​​​​​If you are already a customer:

  • Log in to your Customer Area on the website, or on the Openbank app in the “Cards” section on your mobile or tablet.
  • If you have any queries, call us on +34 91 177 33 10 and speak to our team of professionals.

How can you pay with the Virtual Debit Card?

You can pay with your Virtual Debit Card at all merchants that accept contactless payments. All you have to do is add your card to your mobile device and place it near the POS terminal. You can use the following mobile payment platforms: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

For online purchases, you must enter the information requested, just like you would do with any other plastic card.

What are Open Discounts?

These are exclusive discounts you get when you pay with your Openbank cards at major brands. Check out all the brands with discounts here.

Need more information?

We make it simple. Call us on +34 91 177 33 10 and our team of professionals will be glad to help.

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