Open Credit Card

Open Credit Card

Open Credit Card

Get your Open Credit Card for free

Apply for your card

No fees

Take out and renew your credit card online for free if you set up direct deposit for your salary or use the card once a month.

Flexibility repayment options

Choose to settle your monthly expenses in a lump sum or by fixed or variable instalments, 18% annual NIR, 19.56% APR1.

Buy now and pay later in 2 clicks

Finance a purchase or charge to your account for €60 or more over 2 to 36 months, 14% annual NIR, 14.93% APR2.

Secure on-line and in-person purchases all over the world

Secure e-Commerce Systems. Free SMS payment confirmation.

More convenient for your day-to-day life

  • With the Open Credit Card, you can make online or in-store purchases in any merchantthat accepts Visa.

  • With contactless technology, all you need to do is hover your card over the terminal for payments under €50. 

  • You have up to €6,000 available per month3.

Free Visa Card

  • Free issuance and renewal if (i) you arrange for your salary or pension to be paid in directly; or (ii) you have regular income of at least €900; or (iii), you use your card once a month or choose the Financed Payment option. Otherwise, the cost to renew your card is €2 per month.

  • Extras free of charge: Open Discounts, accident insurance, SMS alerts, secure e-Commerce, etc. 

Security and peace of mind from day one

  • Your purchases with secret PIN number and Secure E-Commerce System. 

  • Receive free SMS payment confirmation alerts every time you make a purchase with the card.

  • As a cardholder, you're insured during your trips and while out and about on your day-to-day. (with the coverage of Santander Seguros y Reaseguros S.A.)4. 4See the terms and conditions of the policy. .


Become a customer in just three steps, wherever you are


Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.


Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.


Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.