Open Credit Card
Free card issuance and renewal if you set up a direct deposit for your salary or use the card once a month.
Flexible repayment options
Choose to settle your monthly expenses in a lump sum or by fixed or variable instalments, 18% annual NIR, 19.56% APR2.
Buy now and pay later in 2 clicks
Finance your purchases or payments of €30 or more over 1 month with no interests (0% APR)3. Or, if you prefer, you can split the payment over 2 to 36 months (annual NIR: 14.00%; 14.93% APR)4.
Secure online and in-person purchases all over the world
3D Secure Code System. Free SMS payment alerts.
More convenient for your day-to-day life
With the Open Credit Card, you can make online or in-store purchases in any merchant that accepts Visa.
With contactless technology, all you need to do is hover your card over the terminal for payments under €50.
You have up to €6,000 available per month5.
Free Visa Card
Free issuance and renewal if (i) you arrange for your salary or pension to be paid directly into Openbank; or (ii) you have regular income of at least €900; or (iii), you use your card once a month or choose the Financed Payment option. Otherwise, the cost to renew your card is €2 per month.
Extras free of charge: Open Discounts, accident insurance, SMS alerts, 3D Secure Code System, etc.
Security and peace of mind from day one
Your purchases with secret PIN number and 3D Secure Code System.
Receive free SMS payment confirmation alerts every time you make a purchase with the card.
As a cardholder, you're insured during your trips and while out and about on your day-to-day. (with the coverage of Santander Seguros y Reaseguros S.A.)6.