Open Young Prepaid Card

The Open Young Prepaid Card is for children. Therefore, as either a parent or legal guardian, only you can apply for the card.

Apply for the card, send us a photocopy of your ID card and the Family Record Book, and in a few days you'll receive it at home.

In that case, the prepaid card will be automatically cancelled after 30 days.

Withdrawing cash at more than 7,000 Banco Santander ATMs or branches in Spain is free of charge.

If your child withdraws money from other ATMs, we will deduct the fee charged by the corresponding bank from the card. This amount will appear on the ATM screen. Before taking out money, your child must decide if he or she agrees to pay the fee.

If he/she makes purchases in a currency other than euros, we will charge you 3% of the amount.

And if he/she withdraws money from other banks' ATMs (outside Spain and the EU) we will apply 4.50% to the amount he/she withdraws, with a minimum of €3.

In any establishment, shop or ATM and for online shopping.

All our bank cards use the 3D Secure Code system. Every time your child buys something in an online merchant that uses the 3D Secure Code system, you will receive an SMS with a security code. To activate this SMS alert service, call 91 177 33 10.

If you would prefer to disable internet purchases, you can block online purchases from the customer area of the website, in the cards section.

You can also register the card for free with our payment confirmation service. When your child buys anything with this card, you will instantly receive an SMS with the amount of the transaction. If you wish to activate this service, call us on 91 177 33 10.

The first thing you need to do is block the card by calling +34 91 362 62 00 or 900 200 128. You can also do this online, through the Customer Area, in the cards section.

And remember, if you have detected fraudulent use of your card and there are charges you want to refuse because they are not your child's, you must send us the police report. At Openbank, we will take care of any money debited after you report the theft to us. You, as the cardholder, will be responsible for any withdrawals made prior to your communication, up to a maximum of €50.

It is associated with your child's card. It is simple and user friendly. Your child can create his/her own budgets, control expenses and set goals, or set limits to learn how to save.  Of course, you can monitor changes in their expenses over time.

Your child can also request top-ups when he/she runs out of money, and you can accept or reject them. You can also create chores for your child, and if the child does a good job, he/she will receive the amount you have allocated.

Your child will be able to manage the money on his or her card, but you will be able to refuse any expenses that you do not approve of.  In short, your child will feel free to use your card, but you will be in control of his or her finances.

Exclusive discounts that your child can enjoy when he or she pays with his or her card at large chains such as Telepizza, VIPS, Cinemas Cinesa, Yelmo and Kinépolis, Booking.com and many more. Check out all the brands with discounts.

The Open Young Prepaid Card will continue to be associated with your account and will be active until the expiry date. The child can continue to use it until that date, even if he or she is over 18 years old. You can cancel it at any time, but remember that you must transfer the balance of this prepaid card to your account beforehand. If the minor does not have an Open Young Savings Account, he/she can open his/her own Open Current Account from the age of 18 by calling us on 91 177 33 10. This account is also linked to a free Open Debit Card, and if you prefer, you can also request the prepaid card free of charge, amongst other products.

We make it simple. Call us on +34 91 177 33 37 if you're not yet a customer. Our team of professionals will be glad to help.

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