Premium Card Pack (credit and debit)

Premium Card Pack (credit and debit)

Premium Card Pack (credit and debit)

A card pack full of benefits

Apply for your cards 

Fee-free Banco Santander ATMs in Spain

Withdraw cash with your debit card at Banco Santander ATMs in Spain and don’t pay fees.

Up to €12,000 limit and flexible repayments

With the Premium Visa, you can choose to settle your expenses in a lump sum or by paying in fixed or variable instalments, 12% APR1, 11.39% NIR

Better protection with insurance

It protects you against fraud and offers assistance and cover for travel and purchases, etc.

More secure purchases

For your online purchases and free SMS payment confirmation alerts.

Fee-free Santander ATMs flexible repayments

  • Withdraw cash with no fees at all Banco Santander ATMs in Spain with your Premium Debit Card.

  • Up to €12,000 limit. Your Premium Credit Card offers more credit so you can manage your expenses your way2.

  • Flexible repayments, you choose how to pay: in a lump sum with no fees or interests or financed and repaid in fixed or variable monthly instalments, 11.39% NIR, 12.00% APR1, or by settling a purchase or payment of €60 or more at a later date, over 2 to 36 months, 9.57% annual NIR, 10% APR3

  • Issuance of the Premium Pack is free for the main holder and renewal only costs €59 each year. Issuance and renewal of additional Premium cards are free.

Fast and Secure

  • Contactless Technology hold your Premium cards close to the terminal for fast and secure payment, as always. Plus, if the amount of the purchase is less than €50, you will not be asked to enter your PIN number..

  • 3D Secure System to protect your online purchases. We send you an SMS message with a code to verify each online purchase that you make with your Premium cards.

  • SMS alerts at no extra cost. Every time you make a purchase with your cards, you will receive a message on your mobile phone with the details of the transaction. Call and request this service, it's free. 

Multiple first-rate insurance policies

  • The insurance policies that come with the Premium cards are arranged with companies such as Santander Seguros y Reaseguros, S.A., AIG and Legálitas, and protect against fraud, and offer assistance and cover when travelling and making purchases.

  • Travel assistance and protection with Legalitas, with the cover of these insurance policies, including medical assistance, loss of luggage, repatriation, etc. What's more, if you pay for your public transport tickets with your Premium cards, you will get accident insurance with Santander Seguros y Reaseguros too.

  • Protection and fraud insurance: Protected purchase, theft of cash withdrawn from an ATM, 12-month warranty extension of whatever you buy with the cards offered by AIG. You won’t be subject to fraudulent charges on your Premium cards from the moment you notify us (plus no excess) thanks to Zurich.


Become a customer in just three steps, wherever you are


Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.


Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.


Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.