Debit and Credit Card Pack Premium

Premium Card Pack (credit and debit)

Debit and Credit Card Pack Premium

A card pack full of advantages and benefits

Apply for your cards 

Free Banco Santander and Popular domestic ATMs

Withdraw cash with your Premium debit card with no fees at Banco Santander and Popular ATMs.

Up to €12,000 limit and financing at 12% APR and an annual NIR of 11,39%

The Visa Premium card gives your more credit and better loan facilities to make your payments flexible.

Better protection with insurance

It protects you against fraud, for assistance, travel and purchases, etc.

More secure purchases

For your on-line purchases and free text payment confirmation alerts.

Santander ATMs free and flexibility of payment

  • Withdraw cash with no fees at all Banco Santander and Popular ATMs in Spain, with your Premium debit card.

  • Limit of up to €12,000. On your Visa Premium so you have more credit to manage your expenses the way you want to.

  • Flexibility of payment, so you can choose how to pay your expenses: Total payment with no fees or interest or deferred payment in fixed or variable monthly instalments or defer a single major purchase and choose to defer it for between 2 and 36 months.

  • Excellent financing with NIR monthly 0.95%, annual 11,39%, 12,00% APR. One of the best interest rates on the market.

  • The issuance of the Premium pack is free for the main holder. Renew it for only €59 per year. The issuance and renewal of additional Premium Cards are free of charge.

Fast and Secure

  • Contactless Technology, hold your Premium cards close to the payment terminal and the payment will be performed more quickly and with the same security as always. And if the amount of the purchase is less than €20, you will not be asked to enter your PIN number.

  • Secure E-Commerce (SEC) to protect your Internet purchases. We send you an SMS message with a code to validate each online purchase that you make with your Premium cards.

  • SMS Alerts at no extra cost. Every time you make a purchase with your cards, you will receive a message on your mobile phone with the details of the transaction performed. Call and request this service, it's free. 

Multiple top level Insurance Policies

  • The insurance policies that come with the Premium cards are arranged with leading companies, such as Santander Seguros y Reaseguros, S.A., AIG and Legálitas against fraud, and for assistance and guarantees when travelling, hiring a car and in your purchases…

  • Travel assistance and guarantee insurance, with the guarantees of these insurance policies, including medical assistance, loss of luggage, repatriation, etc. What's more, if you pay for your tickets or car hire with your Premium cards, you will have accident insurance.

  • Protection and fraud insurance: Protected purchase, theft of cash withdrawn from an ATM, 12-month warranty extension of whatever you buy with them. We cover fraudulent charges on your Premium cards from the moment you notify us of this, without any type of excess.

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Watch video Become a Customer

Would you like to know more about the Premium Card Pack?

It includes four very useful types of Insurance: travel assistance insurance, protection insurance, accident insurance and insurance against fraud.

Travel assistance insurance agreed with Legalitas.

  • Delayed departure. If there is a delay of more than four hours, it includes emergency purchases. Maximum indemnity: €250..

  • Cancellation of travel owing to illness, death, etc. Maximum indemnification. €2,000..

  • Medical expenses if you fall ill or have an accident during the trip. Maximum expenses: €15,000.

  • Lost luggage. Finding and transporting luggage and personal effects: €60 item. Maximum indemnification: €1,202..

  • Theft and material damage to luggage: €0 item. Maximum indemnification: €1,202

  • Telephone Legal Assistance by Lawyers: up to €12,002.

  • In addition to covering you as the holder, the insurance policy also covers those travelling when the travel is paid for using the credit card (even if you do not travel)..

  • Cover starts 50km from your home and all over the world..

  • In addition to the other guarantees usually covered by standard travel insurance..

See further details on this insurance.

Protection insurance agreed with AIG.

  • Your purchases protected.

    • This covers all your purchases on the Internet (products not delivered, damaged or that do not correspond with the items you purchased). It includes the replacement of the product or its refund up to a maximum of €1,000..

    • TIt also covers damage and theft of whatever you buy in shops up to a maximum of €1,000 in the first two months after the purchase. . 

  • Robbery at an ATM.

    • This covers cash that has been stolen up to eight hours after its withdrawal. Maximum indemnity: €250

  • One year's additional warranty

    • In addition to the two year warranty established by law, the insurance offers you 12 months of additional warranty for any product that you have purchased with the card. Maximum capital guaranteed: €1,000

See further details on this insurance.

Free insurance against fraud.

  • From the moment you notify us you will be protected against possible fraud with your Premium cards. Maximum two reports per year, with no deductible. From the third loss the excess is €150.

Travel Accident Insurance arranged with Santander Seguros y Reaseguros, S.A.

  • This protects the cardholder and a maximum of five additional persons, in the event of travel accidents with tickets (or car hire) paid by card.

  • Cover in the event of accidents on public transport (or with car hire) paid by credit or debit card.

See further details on this insurance.

Of course, because the Premium Visa Credit Card adapts to your needs.

  • Deferred payment: 

Defer the payment of what you spend with fixed or variable repayments. The minimum you can defer is 10% of the credit limit of your card, with a minimum repayment of €30.

The interest rate for “Deferred payment” is 0,95% monthly, 11,39% annual NIR  (APR 12,00%).

Example for a purchase of €1,500 made on the 1st of the month, with a deferred payment method involving a fixed repayment over 12 months, on the assumption that there are no more deferred purchases in that period and there is no breach of the terms and conditions of the contract. Annual nominal interest rate: 11,39%;  APR 12,00%; 11 repayments of €132.85 and a final repayment of €132.81. Total amount of the credit: €1,500. Total amount owed: €1,594.16. Total cost of the credit: €94.16. The calculation takes into account the amount of the fee for issuing the card, which is €0. This example does not anticipate the existence of new uses of the credit line at this time, nor incidents with payments

  • Defer your purchase:

You can split any of your purchases over €60 into various instalments,  between 2 and 36 months 

The interest rate for “Defer your purchase” is 0,79%  monthly, 9,57% annual NIR (APR 10,00%).

Example: For a DEFERRED PURCHASE of €1,000 made on the 1st of the month, with a regular payment method involving a fixed repayment over 12 months, on the assumption that there are no more deferred purchases in that period and there is no breach of the terms and conditions of the contract. Annual nominal interest rate: 9,57%; APR 10,00%; 11 repayments of €87.72 and a final repayment of €87.67. Total amount of the credit: €1,000. Total amount owed: €1,052.59. Total cost of the credit: €52.59. The APR and total amount that you must pay are calculated on the assumption that the contract will remain in force for its entire duration and that the Parties fulfil their obligations within the agreed conditions and deadlines.

  • Pay later:

You can delay all or part of the card payment at the end of the month for one month. The minimum to delay is 3% of the total bill and/or €25.

The monthly interest rate for “Pay later” is 0,79% monthly, 9,57% NIR (APR 10,00%).

Ejemplo: Example: For a “Pay Later” the following month of €1,000 at a nominal annual interest rate of 9,57%; APR 10,00%; The calculation of interest assuming 31 days of deferment of the repayment until the following settlement is €7.97, assuming a total amount of the credit: €1,000.00. Total amount owed: €1,007.97. Total cost of the credit: €7.97. The APR and total amount that you must pay are calculated on the assumption that the contract will remain in force for its entire duration and that the Parties fulfil their obligations within the agreed conditions and deadlines.

If you choose the full payment option, you will make a single payment, without interest or fees, of the full amount charged to your card and it will be settled in your account each month.

The issuance of both Premium cards is free for the main holder. Renew them for just €59 per year. Any additional cards you request are free and have no fees for issuance or renewal.​​​​​​​

Tarjeta Premium de débito MasterCard.

  • Sacar dinero en los más de 7.500 cajeros de Banco Santander en España: gratis.

  • Sacar dinero en cajeros de otros bancos en España: sólo pagarás la comisión que marque el cajero.

  • Sacar dinero en cajeros de otros bancos de la UE: sólo pagarás la comisión que marque el cajero, que nunca será superior al 0,2% del dinero que hayas sacado más 1,30€.

  • Sacar dinero en cajeros de otros bancos fuera de la UE: 4,5% del dinero que hayas sacado (mínimo: 3,50€).

  • Hacer transferencias nacionales en euros, consultar saldo y movimientos y recargar tu móvil en cajeros de Banco Santander en España: gratis.

  • Consultar saldo y realizar otras operaciones en otros cajeros: 0,50€ (importe fijo único).

  • Comprar en moneda extranjera: 3% sobre el importe.

  • Comisión mensual por servicio de alertas (avisos por SMS de pagos realizados con la tarjeta): gratis.

Tarjeta Premium de Crédito VISA.

  • Sacar dinero a crédito en cajeros automáticos: 3% del dinero que hayas sacado (mínimo: 3€).

  • Sacar dinero en cajeros de otros bancos en España: sólo pagarás la comisión que marque el cajero.

  • Sacar dinero en cajeros de otros bancos en la UE. Sólo pagarás la comisión que marque el cajero, que nunca será superior al 0,20% del dinero que hayas sacado más 1,30 €.

  • Sacar dinero en cajeros de otros bancos fuera de la UE: 5% del dinero que hayas sacado. Comisión mínima: 3€.

  • Comprar en moneda extranjera: 3% sobre el importe. Comisión mínima: 2€.

  • Traspasar dinero de tu cuenta corriente a la Tarjeta Premium Crédito Visa: gratis.

  • Traspasar dinero de la Tarjeta Premium Crédito Visa a tu cuenta corriente: 3% de la cantidad traspasada. Mínimo: 3€.

  • Comisión mensual por servicio de alertas (avisos por SMS de pagos realizados con la tarjeta): gratis.

Solicítalo aquí o llamando al +34 91 177 33 37.

Cuando hayas recibido tu Pack Premium, consulta el PIN de tus tarjetas online accediendo al área de Clientes. Puedes cambiarlo por uno que te resulte más fácil de recordar.

Son descuentos exclusivos que disfrutas al pagar con tus tarjetas Openbank en grandes marcas como Galp, Telepizza, Iberia, Cortefiel, Women’secret, VIPS, Cines Cinesa, Yelmo y Kinépolis, Europcar, Booking.com y muchas más. Descubre aquí todas las marcas con descuentos.

Te lo ponemos muy fácil. En el teléfono +34 91 177 33 37 nuestro equipo de profesionales te ayudará en todo lo que necesites.

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