Premium Card Pack (credit and debit)

Premium Card Pack (credit and debit)

Premium Card Pack (credit and debit)

A card pack full of benefits

Apply for your cards 

Fee-free Banco Santander ATMs in Spain

Withdraw cash with your debit card at Banco Santander ATMs in Spain and don’t pay fees.

Up to €12,000 limit and flexible repayments

With the Premium Visa, you can choose to settle your expenses in a lump sum (0% APR1) or by paying in fixed or variable instalments, (13.86% APR2, 11.39% NIR)

Greater security for you

Protects you against fraud and offers travel assistance and accident protection

And for your purchases

More secure online purchases with free SMS payment confirmation alerts

Fee-free Santander ATMs and flexible repayments

  • Withdraw cash with no fees at all Banco Santander ATMs in Spain with your Premium Debit Card.

  • Up to €12,000 limit. Your Premium Credit Card offers more credit so you can manage your expenses your way3.

  • Flexible repayments with credit card, you choose how to pay: in a lump sum with no fees or interests 0% APR1or financed and repaid in fixed or variable monthly instalments, 11.39% NIR, 13.86% APR2, or by settling a purchase or payment of €30 or more at a later date, over 2 to 36 months, 9.57% annual NIR, 10% APR4

  • Issuance of the Premium Pack is free for the main holder and renewal only costs €19.90 each year. Issuance and renewal of additional Premium cards are free.

Fast and Secure

  • Contactless Technology hold your Premium cards close to the terminal for fast and secure payment, as always. Plus, if the amount of the purchase is less than €50, you will not be asked to enter your PIN number.

  • 3D Secure System to protect your online purchases. We send you an SMS message with a code to verify each online purchase that you make with your Premium cards.

  • SMS alerts at no extra cost. Every time you make a purchase with your cards, you will receive a message on your mobile phone with the details of the transaction. Call and request this service, it's free. 

With the peace of mind and exclusivity you deserve

  • Travel: accidents, medical expenses, delays and/or lost luggage, repatriation, rental car insurance with additional cover.

  • Emergency cash advance at Western Union offices in more than 150 countries around the world.

  • Total Protection against fraud with no excess whatsoever. ​​​​​​

  • Visa Luxury Hotel Collection: enjoy an unforgettable experience: best rate guaranteed, free breakfast for 2, room upgrade on arrival, single Wi-Fi connection, late check-out, VIP treatment, to be reserved at

  • The insurance policies that come with the Premium cards are arranged with companies such as Santander Seguros y Reaseguros and Zurich.


Open an account in just three steps, no matter where you are


Fill out your details

To open an account, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.


Verify your identity

From the comfort of your own home. By video identification or using the number of your account at another bank.


Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.