Bizum between individuals
I’ll square up with Bizum!
It’s the fastest, easiest and most secure way to send money to your friends and family … and you don’t even have to leave the Openbank app! Simply put? It’s just like an instant transfer.
1, 2,3… bizum on its way!
If you still don’t have it, activate it in under a minute in the Bizum section on the Openbank app.
Select the contact you want to send money to or request money from them and choose the amount.
And you’re all set! The money will reach its destination in just a few seconds.
Your favs, always close by
Save your contacts as favourites and say goodbye to having to look them up every time you want to send a bizum.
Everything has its limit
What is the maximum amount? You can send a bizum from as little as €0.50 up to €1,000, with a daily limit of €2,000.
More info
You have to settle up with a friend or send money to a family member: how do you do it?
It’s time to settle up, but how do you know if the person you need to pay has activated the Bizum service?
The Bank of Spain’s bank customer portal warns about the tricks used by cybercriminals in Bizum scams and highlights four specific strategies.
How long does it take to receive a bizum?
Bizum is so fast that you’ll have the money in your account within 5 seconds.
Can I cancel or reject bizums?
Requesting and sending money is instant, so it is not possible to cancel or reject the bizum afterwards, but you can ‘request money’ from the user that you sent money to by mistake. You can also reject requests for money that you receive from others or return a bizum that you receive.
Can I send a bizum to someone who doesn’t have the service?
You can send a bizum to or request a bizum from someone who is not registered yet, although they will have to sign up to complete the transaction.
If you send a bizum, the recipient will receive an SMS to register. If they don’t register within 48 hours, the transaction will be automatically cancelled.
If you request a bizum from someone, the request will remain on hold until they register. If they don’t register within seven days, it will be automatically cancelled.
Can I send a bizum to someone who has a foreign mobile number?
As for the phone number, no problem! The phone number can be foreign, as long as it is linked to a Spanish or Andorran current account.