Prepaid eCommerce Card

Managing and scheduling payments has never been as easy

card
Tarjeta prepago gratis y eco-friendly
Free and digital

A 100% virtual and fee-free card for your online purchases.
Top it up instantly
Top it up instantly
You can top it up instantly from €0.01 to €3,000 on the website and app.
Pocket savings on your purchases
Pocket savings on your purchases
As an Openbank customer, you get discounts on top brands.
Fee-free online shopping
Fee-free online shopping
Say goodbye to fees for online purchases in non-euro currencies.
Your free and virtual top-up card
Exclusively for your online pruchases.
  • It's not linked to a bank account. Just top it up when you want to use it and transfer any balance you don't end up spending.
  • Top it up easily from the Customer Area on the website or app. From €0.01 up to €3,000.
Your trusty companion
Travel benefits and advantages for your day-to-day.Find out more
  • Save on top brands with Open Discounts.
  • Free accident insurance for travel and on public transport provided by Santander Seguros y Reaseguros, S.A.
100% digital
It's not in your wallet, but always there when you need it.Find out more
  • It's virtual, so all you need are your card details for online purchases, subscriptions, etc.
  • You can start using your card right away as soon as you take it out.

Want to learn more about the Prepaid eCommerce Card ?

What is the Prepaid eCard and what is it used for?

How much does it cost?

How much can I top up the Prepaid eCommerce Card with?

Does it include any insurance?

How can you get your Prepaid eCommerce Card?

How do you renew your Prepaid eCommerce Card?

What are Open Discounts?

Need more information?

What is the Prepaid eCard and what is it used for?

Say goodbye to physical cards. This is a Mastercard prepaid virtual card. In other words, you can only spend what you have previously topped it up with. That’s why it’s the best option when shopping online, allowing you to purchase securely and keep an eye on your spending.

How much does it cost?

Nothing. Application, maintenance and cancellation of the Prepaid eCommerce Card are all free. What's more, there are no fees for online or ATM top-ups.

How much can I top up the Prepaid eCommerce Card with?

From €0.01 to €3,000 at ATMs and on the app and website, in the Cards section of the Customer Area.

Does it include any insurance?

Yes, this prepaid smart card includes travel accident insurance that covers claims for death or disability as a result of an accident as a passenger on public transport, provided that the ticket had been paid with the card. This insurance covers the holder and any other person whose journey was paid for with the holder’s card. Maximum compensation: €120,202.20.

It also includes another accident insurance that pays out compensation equal to the sum of charges to the account for purchases made with the card in the last 12 months in the event of claims for death or disability of the holder as a result of an accident at work or during the cardholder's day-to-day. Maximum compensation: €6,010.12.

For further information on the cover and terms and conditions, see the policy.

How can you get your Prepaid eCommerce Card?

Apply for it from the Customer Area on the website or the “Cards” section on the Openbank app.

How do you renew your Prepaid eCommerce Card?

You don’t have to do anything. When your card expires, it will renew automatically and at no cost.

You will be able to use and view your new Prepaid eCommerce Card in your Customer Area and app one month before your card expires. The card number will be the same, and the CVV and expiry date will be the only information that changes.

What are Open Discounts?

Get exclusive discounts on top brands when you pay with your Openbank cards. Check out all the available discounts here.

Need more information?

We make it simple. Call us on +34 91 177 33 10 if you're already a customer. If you're not a customer yet, call us on +34 91 177 33 37.and our team of professionals will be glad to help.

This risk indicator corresponds to the Openbank Payroll Acoount
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.