Insurance for everyone, easy to take out
Whether you're a homeowner or a tenant, take it out in 5 minutes.
Assistance 24/7
Home assistance round the clock, 7 days a week, from day one.
Locksmith free-of-charge
If you lose your keys, call us, changing your lock is free.
Household and computer repair services
Enjoy a handyman service at home 6 hours a year and computer assistance service 24 hours a day.
Would you like to find out more about Home Insurance?
Which insurance company is the insurance taken out with?
Cover and guarantees of the Open Home Insurance are insured by Zurich Insurance PLC, Sucursal en España.
Open Bank Operador de Banca-Seguros Vinculado, S.A., NIF A28021079, acts as insurance broker. It is registered in the Registry of the Directorate-General of Insurance and Pension Funds under code OV-0081.
What is Multi-Risk Home Insurance?
This insurance policy covers any risks that your affect home, such as: electrical short circuits, burst pipes, various types of fault or breakage, domestic accidents, storm damage, burglaries, and so on. It also covers third-party liability arising from property damage and personal injury at home, such as falling objects from windows or balconies, flooding on lower floors, etc.
Who and what does the insurance cover?
Your home and its contents will be insured. You and the family members who live in the house will also be protected, inside and outside the house.
How do I take out my insurance policy and when will I be insured?
Simply go to the Openbank website, click on “Insurance”, then select “Home Insurance”, follow the steps, enter the details of the property and you will be able to obtain the best offers for your insurance. If you prefer, you can call us at +34 91 276 21 57.
You can choose the date on which your insurance comes into effect.
What capital should you insure for your home?
Ideally, the property and/or the contents should be insured for a sum that is similar to the value of the property and the contents when new. It also allows the insured sums to increase if you buy expensive new objects or if you do home refurbishments.
What are the most common claims?
The main causes of home insurance claims are broken windows, electrical or plumbing problems, small fires and burglaries.
What do you have to do if a claim occurs?
Call the insurance company's helpline 932 60 97 63. The insurance company will immediately deal with any of your incidents or claims, 24 hours a day, 365 days a year.
You will be asked for the name, policy number, date and time the claim happened, description of the causes of the claim and place, as well as a contact telephone number.
If a third party is involved—whether as the aggrieved party or the responsible party—you will also have to give the details of their insurance company, policy number, address, town and telephone number.
