This is a selection of our investment funds
These funds invest in short-term debt securities, capitalising on high interest rates1 and low risk. These include La Française Tresorerie (risk 1/7), Groupama Enterprises (risk 1/7) and Candriam Monetaire (risk 1/7)2.
These funds replicate the performance of an index, e.g., the Spanish stock market (IBEX 35) or the main European index (EuroStoxx 50). These include Amundi IS S&P 500 ESG Index (risk 6/7), Cleome Index USA Equities (risk 6/7) and the Amundi Index MSCI World (risk 6/7) 2.
These funds invest in the tech sector or in companies that cultivate digitisation, innovation or AI, among others. These include Allianz Global Artificial Intelligence (risk 6/7), Fidelity Global Technology (risk 5/7) and the BGF World Technology (risk 5/7)2.
Got funds at another bank? Switch them to Openbank and dodge any additional fees.
Contact our specialists on 91 177 33 16 or 900 22 32 42 Monday to Friday from 8 a.m. to 8 p.m., and they'll handle the arrangements and answer any of your questions.
Why invest in funds?
- No need to be an expert. You don't have to research the markets like professionals - the fund managers take care of this for you.
- You diversify the risk. Investment funds are composed of different assets, so you avoid putting all your eggs into one basket.
- Tax advantages. You can transfer your investment from one fund to another, whenever you want and without any fees. You will only be subject to tax when you sell it.
- Access your money whenever you want. You can redeem your investment at any time. If you have investments in guaranteed funds, you will have to wait for a specific period of time.
Please note that any investment carries some level of risk, including the lack of return, loss of invested capital, and/or the foreign exchange risk for non-euro denominated products.
Before investing, please consult the level of risk and information for each of the Investment Funds distributed by Open Bank, S.A., in the Prospectus or Key Investor Information Document for each one of the Investment Funds, available at www.openbank.es/en and www.cnmv.es.
Need help getting started?
We'll tell you more about investment funds and how you can start investing.
Build your portfolio with our asset allocation models3
Want to start investing in funds but not sure where to start? Use our 5 examples of predefined portfolios or adapt the weighting to your liking.
We invest for you
Our robo-advisor automated investment service is the easiest way to invest in funds. Just choose the investment strategy you feel most comfortable with and how much money you want to start with (from €500). We'll take care of the rest!
1 Source: Refinitiv as at 21/05/2024. The interest rate for the European Central Bank is 4.50%.
2 The risk rating shown is that defined in the KIID of each fund. It is established by the CNMV (National Securities Market Commission) as a reference indicator of the potential return and risk. It is calculated using the historical data that may not be a reliable indicator of the future performance of the fund. On a scale of 1 to 7, a lower risk potentially entails a smaller return. Under no circumstance does level 1 mean it is risk-free.
3 Please note that the diversified investment examples of the "Build your Portfolio" service have not considered all the investment products available in the market, nor is it considered a personalised advisory service, given that the financial situation, investment goals or other personal needs of a particular investor have not been taken into account. Therefore, these examples do not constitute personalised recommendations, contractual elements, advice, or a personalised invitation to execute any transaction related to financial instruments, and Open Bank, S.A. is expressly released from any liability regarding the example you choose.
Want to learn more about investment funds?
We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).
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