Investment Funds
✔ Over 3,000 funds to choose from
✔ Start investing from just €1
✔ No additional fees
Investing made simple
Why invest in funds?
Here's why:
✔ Start at your own pace
From just €1.
✔ Because you don't put all your eggs in one basket
A single investment gives you exposure to a range of different assets.
✔ Need access to your money? No problem
You can withdraw your money whenever you want.
✔ You have tax benefits
Transfer your money between funds without paying tax until you sell your investment.
Invest automatically with regular contributions.
Start from just €1 and set up weekly, monthly, quarterly, half-yearly or annual contributions.
Each contribution adds to your investment, helping it grow step by step.
By investing regularly over time, you can minimise the impact of market fluctuations.
Change, pause or cancel your regular contributions whenever you want, in just a few clicks.
How do you want to invest?
Already investing in funds? Transfer them to Openbank
✔ No transfer fees charged by Openbank
✔ Transfer your funds without paying tax - you'll only pay tax when you sell.
✔ Need a hand? Our investment specialists can help you transfer your funds. Call us on +34 91 177 33 16, Monday to Friday, 8:00 a.m. to 8:00 p.m.
Not sure where to start?
Check out our ready-made portfolios
With our 'Build your portfolio' tool, you can explore five example portfolios and choose the one that best suits your goals. Use them as they are or tailor them to suit your needs.
Put your investments on autopilot
Let our Investment Committee manage it all for you in line with your investor profile using 'We invest for you', our portfolio management service.
Bear in mind that any investment carries some level of risk, including the lack of return, loss of invested capital and/or foreign exchange risk for non-euro-denominated products.
Before investing, please consult the level of risk and information for each of the investment funds marketed by Open Bank, S.A. in the Prospectus or Key Investor Information Document (KIID) for each one of the investment funds, available at www.openbank.es/en and www.cnmv.es.
Worth checking out
Flexibility, diversification and tax efficiency are some of the key benefits of investment funds.
Find out more
There are many different types of investment funds to choose from, each with its own characteristics.
Find out more
Stay up to date with what's happening in the financial markets, our outlook and the changes we're making.
Find out more
Want to learn more about Investment Funds?
When you invest in a fund, you buy one or more units and become an investor. One of the main appeals is that you can get started with very small amounts.
There are many types of investment funds: index funds, which track the composition of an index—allowing you, for example, to “invest as if you owned part of the IBEX 35”; actively managed funds, where a management team analyses and selects the assets to invest in on behalf of investors; sustainable investment funds (ESG funds), which follow environmental, social and governance criteria; and thematic funds, which focus on companies within a specific sector or theme.
Openbank offers you more than 3,000 investment funds you can invest in from just €1. Try using our Fund Finder tool.
With over 3,000 investment funds to choose from, Openbank gives you access to a full range of fund categories - all from €1 or less, with no transfer, subscription, custody or redemption fees.
You’ll find actively managed funds, index funds and sustainable (ESG) options, as well as funds focused on specific sectors, regions or themes. Our selection of thematic funds is continuously updated to reflect new investment opportunities, based on global market conditions and insights from our Investment Committee.
Our Fund Finder makes it easy to discover the funds that suit you best, with filters for currency, risk level, keywords and more.
You have access to more than 3,000 index and actively managed funds, many of which you can invest in from €1 or less, with no transfer, subscription, custody or redemption fees charged by Openbank.
You can also explore example portfolios across a range of risk levels, giving you a helpful starting point to build your own investment strategy.
If you’d rather have support, you can get in touch with our investment specialists on +34 91 177 33 16.
Or, if you prefer, we can “invest for you”. Start from €500, no expertise required and no cancellation fees. Check out the performance of our automated investment service.
The management and deposit fees detailed in each fund’s prospectus are already reflected in the fund’s net asset value. At Openbank, you won’t pay transfer, subscription, custody or redemption fees, and you can invest from just €1 in most of the 3,000+ investment funds we offer.
You can redeem your investment whenever you need it, unlike term deposits, in which you have to wait for maturity to receive the initial investment and agreed returns. With funds, you can usually access your money at any time.
The exception is guaranteed funds, where you need to hold your investment for a specific period.
If you’d like to transfer your investment funds to Openbank, our investment specialists can help you every step of the way. Just call us on +34 91 177 33 16 — we’ll handle the transfer for you at no cost.
To get started, you’ll need your 8-digit signature key. We also recommend having the following details to hand:
- The ISIN of the fund you want to transfer and your common account number for that fund. If it’s an international fund, we’ll also need the name of the bank or provider where it’s held.
- The ISIN of the target fund, which must be available at Openbank. You can explore our range using the Fund Finder, with over 3,000 index and actively managed funds available, including some of the most cost-efficient share classes.
You can request a full or partial transfer, either by amount or by number of units. Don’t forget that in order to process your transfer request, the account holders of both the source and target funds must be the same.
There are no tax implications when transferring your funds, and you’ll maintain the seniority of the transferred shares.
Once your funds are with Openbank, you can manage everything online at no cost, including:
- New investments
- Additional subscriptions
- Internal transfers
- Redemptions
Custody is completely free as well.
Get in touch with our investment specialists on 91 177 33 16, Monday to Friday from 8 a.m. to 8 p.m. — they’ll be happy to help.
You can also visit our “Why invest in investment funds” section for more information.
On each fund’s factsheet, you can see its risk level on a scale from 1 to 7, making it easier to assess whether it suits your profile and investment goals.
Please note that any investment in financial markets bears some level of risk, including the loss of invested capital or lack of return. Bear in mind that past performance is no guarantee of future results.
We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).