Mobile Payment

Forgotten your purse or wallet? No worries.


As long as you’ve got your smartphone, your Openbank cards will be there with you … even if your purse or wallet isn’t.


Openbank offers all the mobile payment methods available so you can pay for purchases with ease using your smartphone or smartwatch.

Openbank Mobile Payment
Openbank “Pay” method

The Openbank “Pay” method. On Team Android? Download it from Google Play and pay with any of your Openbank cards at merchants that offer contactless payment.

Apple Pay
Apple Pay

On Team Apple? Add your Openbank cards to your iPhone, iPad or Apple Watch. Authorise payments with Touch or Face ID¹. Also available for your online and app purchases.

Samsung Pay
Samsung Pay

On Team Samsung? Add your Openbank cards to your Samsung2 devices and pay for your purchases using Touch ID or your Samsung Pay PIN.

Google Pay™
Google Pay™

Pay with Google Pay on any Android smartphone at thousands of physical, app and online stores without having to reach for your purse or wallet.

Garmin Pay
Garmin Pay

Got a Garmin smartwatch? Add your Openbank debit and credit cards to your smartwatch and enjoy hassle-free payments with no need to carry your mobile phone or cards.

Fitbit Pay
Fitbit Pay

Want to work out without distractions? Leave your phone at home. Add your Openbank cards to your smartwatch to pay at any merchant that accepts contactless payment. Available for iOS and Android.

Open an account in just three steps, no matter where you are

Fill out your details
Fill out your details
To open an account, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.
Verify your identity
Verify your identity
From the comfort of your own home. By video identification or using the number of an account you hold at another bank.
 
Sign electronically
Sign electronically
We will send you an SMS with a security code to access your contract, so that you can sign it online.
1

Bizum

Send and receive money instantly with no need to download another app - just activate this service on the Openbank app.

Pay for your online shopping too. Shopping cart filled? 

¹ Face ID available in iPhone X. If the amount is greater than €20 you may be asked for your PIN. Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (with iPhone 6 or later); with iPad Pro, iPad (5th Generation), iPad Air 2 and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an iPhone or Apple Watch with Apple Pay. See here for the list of devices compatible with Apple Pay.
² Feature available for telephones with NFC technology. Payment with Iris available in the models Galaxy S8, S8 Plus, Note 8, Galaxy S9 and S9+.