Pay with Bizum - send and receive money | Openbank

More Bizum, more options

Paying your friends, shopping online or making donations ... and best of all? You can do it all on your mobile.

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Easy
Send money to people in your contact list, with no need to have their account details.
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Fast
Enter the amount and send money from one bank account to another in a matter of seconds.
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Secure
Bizum is a free payment system supported by most Spanish banks.

Got a minute? You’ve got Bizum!

Activate it in under 60 seconds on your Openbank app.

  1. Tap Bizum on the main menu.
  2. Choose the account you want to link.
  3. Confirm by entering the verification code sent to you, and you’re all set!

Send and receive money instantly!

Pay conveniently at participating online stores.

Send money to the NGO of your choice in seconds.

More info

"Send me a bizum"... "I'll pay you by Bizum"... we bet you've heard people say these a lot.

What happens when you want to send a bizum abroad? Can you? Does it work the same way as in Spain?

What do you need to look for to tell if someone has Bizum? It's simple - check out this article.

Want to learn more about Bizum?
Does it cost anything to send a bizum?
Is Bizum secure?
What do I need to use Bizum?
Can I send a bizum abroad?
What is the minimum and maximum amount that I can send by Bizum?

Does it cost anything to send a bizum?

No! It’s completely free to send and receive money through Bizum with Openbank.

Is Bizum secure?

Of course! Bizum follows strict Spanish and European banking security regulations. Plus, as a service offered through a bank's channels, it is backed by its security systems, which are continuously improving and innovating.

What do I need to use Bizum?

All you need is a Spanish bank account (IBAN) at any of the banks that offer the service, as well as a mobile phone number. On your bank's app or on the Openbank app, just sign up for the service and you’re all set to enjoy Bizum.

Can I send a bizum abroad?

The service only currently operates in Spain and Andorra (with Spanish banks linked to Bizum).

What is the minimum and maximum amount that I can send by Bizum?

  • Limits per transaction: you can send between €0.50 and €1,000 in each transaction.

  • Number of bizums: you can send an unlimited number of transactions; however, you can only send a maximum number of €2,000 a day.

  • Monthly amount: you can send a maximum amount of €5,000 a month by Bizum. Plus, you can receive or request a maximum of 60 transactions a month and receive up to €2,000 a day.