virtual credit card

Virtual Credit Card

virtual credit card

Your free & eco-friendly online credit card. Get it on the spot!

Apply for your card

Fee-free and on the spot on the website and app

Free issuance and renewal!

Secure online and in-store purchases

3D Secure Code System. Free payment confirmation alerts by SMS.

Flexible repayment options

Choose how you want to settle your charges: lump sum payment, or fixed or variable instalments, 18% annual NIR, 19.56% APR1.

Finance payments and purchases in just 2 clicks

Settle a purchase or payment on your account for €30 or more at a later date, from 2 to 36 months, 14% annual NIR, 14.93%2.

Virtual & instant
 

  • Available on your mobile as soon as you apply for it! Start to use your card right away3.

  • Fast and secure! Online shopping and in-store payment with contactless technology. Just hold your card close to the terminal for payments under €50. 

Free Visa Card
 

  • Free! Card issuance and renewal are completely free.

  • And lots more! Benefits without fees: Open Discounts, accident insurance, SMS alerts, 3D Secure Code System, etc.

  • The option to settle payments and/or purchases at a later date is subject to interests. See terms and conditions below.

Security and peace of mind from day one

  • Secure online shopping! Your purchases with a secret PIN and secure e-commerce systems.

  • Stay up to speed! Activate the service so that every time you make a purchase with the card, you receive a free payment confirmation alert by SMS.

  • Always secure! As the cardholder, you have accident coverage for public transport and when out and about on your day to day (insured by Santander Seguros y Reaseguros, Compañía Aseguradora, S.A.)4.

 

onboarding

Become a customer in just three steps, wherever you are

1

Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.

2

Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.

3

Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.