virtual credit card

Virtual Credit Card

virtual credit card

Your free & eco-friendly online credit card. Get it on the spot!

Apply for your card

Fee-free and on the spot1 on the website and app

Free issuance and renewal!

Secure online and in-store purchases

Secure e-commerce systems. Free payment confirmation by SMS.

Flexibility when paying for your purchases

Choose how you want to settle your monthly charges: single payment, fixed or variable installments.

Free accident insurance

On public transport and out and about on your day to day.

Virtual & instant

  • Available on your mobile as soon as you apply for it! Begin to use your card instantly¹.

  • Fast and secure! Online shopping and in-store payment with contactless. Just hold your card close to the terminal for payments under €20. On a temporary basis, due to the COVID-19 healthcare alert, you can also make pin-free purchases under €50.

Free Visa Card

  • Free! Card issuance and renewal are completely free.

  • And lots more! Benefits without fees: Open Discounts, accident insurance, SMS alerts, secure e-commerce, etc.

Security and peace of mind from day one

  • Secure online shopping! Your purchases with a secret PIN and secure e-commerce systems.

  • Stay up to speed! Activate the service so that every time you make a purchase with the card, you receive a free payment confirmation alert by SMS.

  • Always secure! As the card holder, you have accident coverage for public transport and when out and about on your day to day (insured by Santander Seguros y Reaseguros, Compañía Aseguradora, S.A.)2.

1 & 2Card issuance subject to approval by Openbank.


Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.