virtual credit card

Virtual Credit Card

virtual credit card

Your free & eco-friendly online credit card. Get it on the spot!

Apply for your card

Fee-free and on the spot1 on the website and app

Free issuance and renewal!

Secure online and in-store purchases

Secure e-commerce systems. Free payment confirmation by SMS.

Flexibility when paying for your purchases

Choose how you want to settle your monthly charges: single payment, fixed or variable installments.

Free accident insurance

On public transport and out and about on your day to day.

Virtual & instant
 

  • Available on your mobile as soon as you apply for it! Begin to use your card instantly¹.

  • Fast and secure! Online shopping and in-store payment with contactless. Just hold your card close to the terminal for payments under €20. On a temporary basis, due to the COVID-19 healthcare alert, you can also make pin-free purchases under €50.

Free Visa Card
 

  • Free! Card issuance and renewal are completely free.

  • And lots more! Benefits without fees: Open Discounts, accident insurance, SMS alerts, secure e-commerce, etc.

Security and peace of mind from day one

  • Secure online shopping! Your purchases with a secret PIN and secure e-commerce systems.

  • Stay up to speed! Activate the service so that every time you make a purchase with the card, you receive a free payment confirmation alert by SMS.

  • Always secure! As the card holder, you have accident coverage for public transport and when out and about on your day to day (insured by Santander Seguros y Reaseguros, Compañía Aseguradora, S.A.)2.

1 & 2Card issuance subject to approval by Openbank.

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.