fee-free savings account for customers

Openbank Savings Account

Openbank Savings Account

Your money available and no fees

Open your account

Your money available and no commission

Open your account

Return

Earn 0,15% annual APR* and NIR. Receive up to 0,40% annual NIR and APR if you have your salary or pension directly deposited, or have three bills direct debited.

Save flexibly

From 1€, whenever you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No costs or fees

Open, maintain or close your account.

Receive interest on your savings from the first month

  • Achieve an annual 0,15% APR and NIR.

  • And receive up to 0,40% annual NIR and APR if you have your salary or pension of at least 600€/month directly deposited, or have three monthly or bimonthly bills direct debited.

  • Receive the interest in your Openbank Savings Account each month.

An account that adjusts to your savings

  • Open your Openbank Savings Account from 1€ to 1.000.000€.

  • Deposit the money you want, when you want and for however long you want.

  • You can withdraw all or a portion of your money and interest at any time.

And without fees

  • There are no fees to open or maintain your Openbank Savings Account.

  • No minimum contract: there is no cancellation penalty.


(*) Examples of interest with an average balance of 6.000€ for 1 month:
- Fulfilling one of the conditions, the monthly gross interest would amount to 1,97€.
- If none of the conditions are met, the gross interest would amount to 0,74€.

Pre-contractual Information for the Openbank Savings Account

Find out more about the Pre-information for the Openbank Savings Account application

Open your account Open your account
Become a customer in just three steps, wherever you are

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

  

Do you want to learn more about the Openbank Savings Account?

This is a savings account with no costs or fees, where each month you will receive the interest generated by your savings. It is associated with your Open Current Account or Open Payroll Account.

You can withdraw all or a portion of your money, together with the interest you have earned, or transfer it to your Open Current Account or Open Payroll Account at any time. Fee-free! Obtain all the information here.

The Openbank Savings Account is exclusively a savings account. Therefore, if you want to arrange for your salary or pension to be directly deposited or your bills to be directly debited, have cards or withdraw money from ATMs, we offer you the Open Payroll Account or the Open Current Account.

Just for opening one you will receive an annual APR and NIR of 0,15%.

An annual NIR of 0,40% (APR 0,74%) if you arrange to have your salary or pension of at least 600€/month directly deposited, or to have three monthly or bimonthly bills directly debited.

It’s free to open, maintain and close the Openbank Savings Account. And there is no minimum time, that means you can withdraw your money and interest when you want free of charge.

 

Make transfers from your Open Current Account or Open Payroll Account at no charge. Or deposit a cheque or cash at any Banco Santander Spain branch. If you have an account in another bank, you can make a transfer from your other bank to your Openbank Savings Account.

All you have to do is transfer it from your Openbank Savings Account  to your Open Current Account or Open Payroll Account and you will be able to withdraw it at no charge from any Banco Santander Spain branch or ATM.

It's as simple as clicking here or accessing our app with your mobile phone or tablet. If you would like a more personalised service, call us at [ok_token:Teléfono_NO_clientes]​​​​​​​ if you are still not a customer.  

If you still aren't a customer, become a customer here.

We make it extremely simple for you. Call us on [ok_token:Teléfono_NO_clientes]​​​​​​​ and our team of professionals will give you any assistance you require.

This is a savings account with no costs or fees, where each month you will receive the interest generated by your savings. It is associated with your Open Current Account or Open Payroll Account.

You can withdraw all or a portion of your money, together with the interest you have earned, or transfer it to your Open Current Account or Open Payroll Account at any time. Fee-free! Obtain all the information here.

The Openbank Savings Account is exclusively a savings account. Therefore, if you want to arrange for your salary or pension to be directly deposited or your bills to be directly debited, have cards or withdraw money from ATMs, we offer you the Open Payroll Account or the Open Current Account.

Just for opening one you will receive an annual APR and NIR of 0,15%.

An annual NIR of 0,40% (APR 0,74%) if you arrange to have your salary or pension of at least 600€/month directly deposited, or to have three monthly or bimonthly bills directly debited.

It’s free to open, maintain and close the Openbank Savings Account. And there is no minimum time, that means you can withdraw your money and interest when you want free of charge.

 

Make transfers from your Open Current Account or Open Payroll Account at no charge. Or deposit a cheque or cash at any Banco Santander Spain branch. If you have an account in another bank, you can make a transfer from your other bank to your Openbank Savings Account.

All you have to do is transfer it from your Openbank Savings Account  to your Open Current Account or Open Payroll Account and you will be able to withdraw it at no charge from any Banco Santander Spain branch or ATM.

It's as simple as clicking here or accessing our app with your mobile phone or tablet. If you would like a more personalised service, call us at 91 177 33 10 if you are still not a customer.  

If you still aren't a customer, become a customer here.

We make it extremely simple for you. Call us on 91 177 33 10 and our team of professionals will give you any assistance you require.

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