Openbank Savings Account

Openbank Savings Account

Save from €1 and access your money whenever you want. No fees!

Open your account


Earn interest at an annual NIR and APR of up to 0,20% subject to conditions.

Save flexibly

From €1, whenever you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No costs or fees

Free to open, maintain or close your account.

Earn interest on your savings from the first month

  • If conditions are met: If you set up a direct desposit of your salary or pension of at least €600/month directly deposited, or arrange direct debits for monthly bills, you earn interest at an annual APR and NIR of 0.20%.

  • If conditions are not met: you earn interest at an annual APR and NIR of 0.05% for any amount.

  • The interest is paid into your Openbank Savings Account each month.

An account that adjusts to your savings

  • Open your Openbank Savings Account from €1 and earn returns on up to €1,000,000.

  • Deposit how much you want, when you want and for as long you want.

  • You can withdraw all or a portion of your money and interest at any time.

No fees!

  • There are no fees to open or maintain your Openbank Savings Account.

  • No minimum contract: there is no cancellation penalty.

* Examples of interest with an average balance of €10,000 in the first year if you set up a direct deposit for your salary or pension of at least €600/month, or arrange direct debits for three monthly bills:

- If conditions are met: at 0.20% annual NIR (0.20% APR) the monthly gross interest would amount to €20.
- If conditions are not met: at 0.05% annual NIR (0.05% APR) the gross interest would amount to €5.

The maximum amount to earn interest on in the Openbank Savings Account is €1,000,000.


Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.