Openbank Savings Account

This is a savings account with no costs or fees, where you receive the interest earned on your savings each month. It is linked to your Open Current Account or Open Payroll Account.

You can withdraw all or a portion of your money, together with the interest you have earned, or transfer it to your Open Current Account or Open Payroll Account at any time. Fee-free! Check out all the information here.

The Openbank Savings Account is exclusively a savings account. If you want to arrange for your salary or pension to be directly deposited, set up direct debits for your bills, have cards or withdraw cash from ATMs, we offer the Open Payroll Account or the Open Current Account.

The risk indicator corresponding to these accounts is included at the top of the page.

Just for opening the account you will earn interest at 0.05% APR¹ and annual NIR.

If you also for your salary or pension of at least €600/month to be paid directly into your account, or set up direct debits for three monthly or bimonthly bills, you'll earn interest at 0.20% APR¹ and annual NIR.

It’s free to open, maintain and close the Openbank Savings Account. Plus, there is no minimum contract, so you can withdraw your money and interest whenever you want free of charge.

See the applicable fees for using the main services associated with the account in the Pre-Contractual Information.

Make transfers from your fee-free Open Current Account or your fee-free Open Payroll Account. Or deposit a cheque or cash at any Banco Santander Spain branch. If you have an account in another bank, you can also set up a transfer from that bank to your Openbank Savings Account.

The risk indicator applicable to these accounts is included at the top of the page.

All you have to do is transfer it from your Openbank Savings Account to your Open Current Account or Open Payroll Account and you will be able to withdraw it at no cost from any Banco Santander branch or ATM in Spain.

The risk indicator applicable to these accounts is included at the top of the page.

It's as simple as clicking here or accessing our app with your mobile phone or tablet. If you would like a more personalised service, call us on +34 91 177 33 37 if you are still not a customer.  

If you still aren't a customer, become one here.

We make it simple. Call us on +34 91 177 33 37 and our team of professionals will help you with whatever you need.

Check out more products and services on your online banking homepage​​​​​​​.