Earn interest at an annual NIR and APR of up to 0.20%1 subject to conditions.
From €1, whenever you want and for as long you want.
Withdraw what you need at any time.
Free to open, maintain or close your account.
Earn interest on your savings from the first month
If conditions are met: If you set up a direct desposit of your salary or pension of at least €600/month directly deposited, or arrange direct debits for monthly bills, you earn interest at an annual APR and NIR of 0.20%1.
If conditions are not met: you earn interest at an annual APR and NIR of 0.05%1 on any amount.
The interest is paid into your Openbank Savings Account each month.
An account that adjusts to your savings
Open your Openbank Savings Account from €1 and earn returns with no maximum.
Deposit how much you want, when you want and for as long you want.
You can withdraw all or some of your money and interest at any time.
With no maintenance or administration fees.
No minimum contract: there is no cancellation fee.
1 Representative examples of interest with an average balance of €10,000 in the first year.
- If you set up a direct deposit for your salary or pension of at least €600/month, or arrange direct debits for three monthly or bimonthly bills: at 0.20% annual NIR (0.20% APR) the annual gross interest would be €20.
- If conditions are not met: at 0.05% annual NIR (0.05% APR) the annual gross interest would be €5.
No maximum amount to earn interest on in the Openbank Savings Account.