Openbank Savings Account

Openbank Savings Account

Save from 1 € and with your money always available. Free fees!

Open your account

Return

Earn 0,05% annual APR* and NIR. Receive up to [ok_token:cuenta_ahorro:tin_nomina] annual NIR and APR if you have your salary or pension directly deposited, or have three bills direct debited.

Save flexibly

From 1€, whenever you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No costs or fees

Open, maintain or close your account.

Receive interest on your savings from the first month

  • If you have your salary or pension of at least €600/month directly deposited, or have three monthly  bills direct debited, achieve an annual 0,30% APR and NIR for the first €10.000. For higher amounts 0,20% APR and NIR.

  • Without conditions, achieve an annual 0,05% APR and NIR for any amount.

  • Receive the interest in your Openbank Savings Account each month.

An account that adjusts to your savings

  • Open your Openbank Savings Account from €1 and get more value for up to €1,000,000.

  • Deposit the money you want, when you want and for however long you want.

  • You can withdraw all or a portion of your money and interest at any time.

No fees!

  • There are no fees to open or maintain your Openbank Savings Account.

  • No minimum contract: there is no cancellation penalty.


* Examples of interest with an average balance of €10,000 during the first year:
- Fulfilling  the conditions, 0.30% annual NIR (0.30% APR) the monthly gross interest would amount to €30.
- If none of the conditions are met, 0.05% annual NIR (0.05% APR) the gross interest would amount to €5.

**For higher amounts than €10.000 and up to €1.000.000. you will receive an annual NIR and APR of 0,30% for the first €10.000 and a 0,20% NIR and APR for the remaining amounts, If you have your salary or pension of at leats 600 month directly deposited, or have three monthly bills direct debited.  For example for a one-year investment of €15.000:

-  0,30% annual NIR for the first €10.000

-  0,20% annual NIR for the remaining €5.000

(Total APR of 0,27% for a one-year investment of €15,000 euros, remuneration of €40.50 gross per year). The maximum amount to be remunerated in an Openbank Savings Account will be €1.000.000

 

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

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