Openbank Savings Account

Openbank Savings Account

Your money available and no fees

Open your account


Earn 0,10% annual APR* and NIR. Receive up to 0,40% annual NIR and APR if you have your salary or pension directly deposited, or have three bills direct debited.

Save flexibly

From 1€, whenever you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No costs or fees

Open, maintain or close your account.

Receive interest on your savings from the first month

  • Achieve an annual 0,10% APR and NIR.

  • And receive up to 0,40% annual NIR and APR if you have your salary or pension of at least €600/month directly deposited, or have three monthly or bimonthly bills direct debited.

  • Receive the interest in your Openbank Savings Account each month.

An account that adjusts to your savings

  • Open your Openbank Savings Account from €1 and get more value for up to €1,000,000.

  • Deposit the money you want, when you want and for however long you want.

  • You can withdraw all or a portion of your money and interest at any time.

And without fees

  • There are no fees to open or maintain your Openbank Savings Account.

  • No minimum contract: there is no cancellation penalty.

(*) Examples of interest with an average balance of €6,000 for 1 month:
- Fulfilling one of the conditions, the monthly gross interest would amount to €2.
- If none of the conditions are met, the gross interest would amount to €0.50.


Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Contact us

Would you like to talk to us?

Leave us your information and we'll call you right back. (Mon-Fri, 8:00am-10:00pm)

When would you like us to call you?
You seem to have tried several times, we need validation

When we reply, we will contact you using the name and number you have given us. This is information that we will not store or use for any other purpose.

If you want to learn more about the legal aspects of this process, and especially how we protect your privacy, click here.