Openbank Savings Account

Openbank Savings Account

Save from 1 € and with your money always available. Free fees!

Open your account


Receive up to 0,20% annual NIR and APR meeting condition.

Save flexibly

From 1€, whenever you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No costs or fees

Open, maintain or close your account.

Receive interest on your savings from the first month

  • Meeting condition: If you have your salary or pension of at least €600/month directly deposited, or have three monthly  bills direct debited, achieve an annual 0,20% APR and NIR.

  • Without conditions: achieve an annual 0,05% APR and NIR for any amount.

  • Receive the interest in your Openbank Savings Account each month.

An account that adjusts to your savings

  • Open your Openbank Savings Account from €1 and get more value for up to €1,000,000.

  • Deposit the money you want, when you want and for however long you want.

  • You can withdraw all or a portion of your money and interest at any time.

No fees!

  • There are no fees to open or maintain your Openbank Savings Account.

  • No minimum contract: there is no cancellation penalty.

* Examples of interest with an average balance of €10,000 during the first year if you have your salary or pension of at least €600/month directly deposited, or have three monthly  bills direct debited,

- Fulfilling  the condition, 0.20% annual NIR (0.20% APR) the monthly gross interest would amount to €20.
- If the condition is not met, 0.05% annual NIR (0.05% APR) the gross interest would amount to €5.

The maximum amount to be remunerated in the Openbank Savings Account is €1,000,000.


Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.