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This risk indicator corresponds to the Welcome Savings Account and the Open Current Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.

Welcome Savings Account at 2.27% APR 1 and 2.25% annual NIR

If you're a new customer, use code BIENVENIDA

Exclusive for new customers
euro
Financial returns from day one
Earn interest at 2.27% APR1 and 2.25% annual NIR for the first year on any balance up to €100,000.
saving
Save at your own pace
Deposit as much as you want, whenever you want for however long you want.
bill
Full access to your money
Withdraw what you want, whenever you want.
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No fees
It's free to open, maintain and close your account.
Earn interest on your savings from the first day and first euro
As a new customer, you'll get to enjoy big benefits:
  • The first 12 months: 2.27 % APR1 and 2.25 % annual NIR.
  • After the first twelve (12) months, the Welcome Savings Account will automatically be converted into the Openbank Savings Account, and the nominal interest rates in force at any time will be applied.

Designed for you and your savings
An account for saving at your own pace.
Find out more
  • Save from as little as €1 and earn interest on any balance up to €100,000.
  • Deposit the money you want, when you want and for as long you want.
  • Receive the interest in your Welcome Savings Account each month.
  • Withdraw all or some of your money and the interest earned at any time.
No fees or charges
It seems some things in life are free after all.Find out more
  • Open, maintain and close the account completely free of charge.
  • Withdraw all or some of your money and the interest earned at any time.
  • With the Welcome Savings Account, you also get a free Open Current Account and Open Debit Card. Two accounts and a card without fees2 that let you save and manage your money.

See Pre-Contractual Information and Fee Brochure for the Welcome Savings Account

Exclusive for new customers
Grupo Santander

The safe option for your savings

With the backing and solvency of the Santander Group

Want to learn more about the Welcome Savings Account?

What is the Welcome Savings Account?

What interest do you earn?

Does it cost anything?

How can you open a Welcome Savings Account?

Need more information?

What is the Welcome Savings Account?

This account offers monthly interest on your savings. You can open it with €1, get a return on up to €100,000, and add as much money as you want, when you want to. Plus, you can withdraw all or part of your money, together with the interest you have earned, at any time by making an external or internal transfer. No fees apply! It’s that simple.

What interest do you earn?

  • Over the first 12 months, just for opening an account, you will earn interest at 2.27 % APR1 and 2.25% annual NIR.

  • After the first twelve (12) months, your Welcome Savings Account will be automatically converted into an Openbank Savings Account and the nominal interest rates in force at any time will be applied

Does it cost anything?

There are no costs or fees to maintain or close the Welcome Savings Account. Plus, there is no minimum-term contract, so you can withdraw your money and interest whenever you want by making an external or internal transfer with no fees.

See the applicable fees for using the main services associated with the account in the Pre-Contractual Information.

How can you open a Welcome Savings Account?

To open the Welcome Savings Account, you will also need to open an Open Current Account that comes with a free Open Debit Card for the main holder. Two accounts and a card without fees that allow you to save and manage your money. Open your accounts online or, if you would prefer to speak to someone, call us on 91 177 33 37 or 900 36 53 66 if you're still not a customer yet.

Check out more products and services on our website.

Need more information?

We make it simple. Call us on +34 91 177 33 37 and our team of professionals will be glad to help.

For further information on your rights, click here

Check out more products and services on our website.

1 Interest for the first year. Monthly interest settlement.

Representative example of interest earned with a balance of €25,000 held for 12 months at 2.27% APR and 2.25% annual NIR = gross annual interest of €437.50.

2 Free debit card for the main holder.

This risk indicator corresponds to the Openbank Payroll Acoount
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.