Welcome Savings Account

Welcome Savings Account
First three months 1,75% annual NIR and without fees (0,74% APR subject to conditions)

Your Welcome Savings Account with no fees. For new customers

Promotional code: BIENVENIDA

Open your account

Financial returns from day one

Obtain an annual NIR of 1,75%* during the first three months. (0,74%​​​​​​​ APR subject to conditions). 

Save flexibly

Deposit the money you want, when you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No charges or fees

Open, maintain or close your savings account, free of charges or fees.

Receive interest on your savings from the first day

  • Savings account for new customers at a nominal interest rate of 1,75% for the first three months (0,74%​​​​​​​ APR subject to conditions).

  • From the fourth month, your Welcome Account becomes your Openbank Savings Account and the interest for the first year will be as follows:

    • An annual NIR of 0,10% (APR 0,51%) with no conditions.

    • An annual NIR of 0,40% (APR 0,74%) if you arrange to have your salary or pension of at least €600/month directly deposited, or to have three monthly or bimonthly bills directly debited.

  • Receive the interest in your savings account each month free of charge.

An account that adjusts to your savings

  • Open your Openbank Savings Account from between €1 and €1,000,000.

  • Deposit the money you want, when you want and for however long you want.

  • You can withdraw all or a portion of your money and interest at any time.

And no fees

  • There are no fees to open, maintain or close your savings account.

  • No minimum contract: there is no cancellation penalty.


*Examples of interest earned with a constant balance of €6,000 during the first year:
E.g. The first 3 months with an annual nominal interest rate of 1,75% and the following 9 months, meeting the conditions, with an annual nominal interest rate of 0,40% . 0.74% APR. Gross interest of €44.25 a year.
E.g. The first 3 months with an annual nominal interest rate of 1,75% and the following 9 months, without meeting the conditions, with an annual nominal interest rate of 0,10%. 0.51% APR. Gross interest of €30.75 a year. 

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Do you want to learn more about the Open Savings Account?

With this account, your savings earn interest that you received monthly. You can open it with €1 and get a return on up to €1,000,000, while you can gradually add the money you want when you want to. In addition, you can withdraw all or part of your money, together with the interest you have earned, at any time. And with no fees! It’s that simple.

By becoming a customer, you will receive 1,75% for the first three months. From the fourth month, an annual NIR of 0,10%  (APR 0,51% ) with no conditions. Or an annual NIR of 0,40% (APR 0,74%), if you arrange to have your salary or pension of at least €600/month directly deposited, or to have three monthly or bimonthly bills directly debited.

*Examples of interest earned with a constant balance of €6,000 during the first year:
E.g. The first three months with an annual nominal interest rate of 1,75% and the following 9 months, meeting the conditions, with an annual nominal interest rate of 0,40% . 0.74% APR. Gross interest of €44.25 a year.
E.g. The first three months with an annual nominal interest rate of 1,75% and the following 9 months, without meeting the conditions, with an annual nominal interest rate of 0,10%. 0.51% APR. Gross interest of €30.75 a year.

The opening, maintenance and closing of the Welcome Savings Account  have no costs or fees; and no minimum time, so you can withdraw your money and interest whenever you want and with no fees of any kind.

It's as simple as clicking here or accessing our app with your mobile phone or tablet. If you would like a more personalised service, call us at  91 177 33 37 if you are still not a customer.

We make it extremely simple for you. Call us on  91 177 33 37 and our team of professionals will give you any assistance you require.

Open Discounts

Enjoy them paying with your Openbank cards

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