This risk indicator corresponds to the Welcome Savings Account, Openbank Savings Account and the Open Current Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
Financial returns from day one
Earn interest at 1,76% APR1 and 1.75% annual NIR for the first year on any balance up to €100,000.
No fees or charges
Open, maintain and close the account with no fees or charges.
Save at your own pace
Deposit the money you want, when you want and for as long you want.
Full access to your money
Withdraw as much as you want, whenever you want it.
Earn interest on your savings from the first day and first euro
As a new customer, you'll get to enjoy big benefits:
- The first 12 months: 1.76% APR1 and 1.75% annual NIR.
- From the second year, your account automatically becomes an Openbank Savings Account with the following interest conditions:
- If you arrange a direct deposit for your salary or pension of at least €600/month, or set up direct debits for three monthly or bimonthly bills, you will earn interest at 0.20% APR2 and annual NIR.
- If you don't meet the conditions, you will earn interest at 0.05% APR2 and annual NIR.
Designed for you and your savings
An account for saving at your own pace.
Find out more
Find out more
No fees or charges
It seems some things in life are free after all.Find out more
1 Interest for the first year. Monthly interest settlement.
Representative example of interest earned with a balance of €25,000 held for 12 months at 1.76% APR and 1.75% annual NIR = gross annual interest of €437.50.
2 Representative example of interest with a continuous balance of €10,000 during the first 12 months at 0.20% APR and 0.20% annual NIR = gross annual interest of €20.00. Representative example of interest with a continuous balance of €10,000 during the first 12 months at 0.05% APR and 0.05% annual NIR = gross annual interest of €5.00.
3 Free debit card for the main holder.
The safe option for your savings
With the backing and solvency of the Santander Group
