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This risk indicator corresponds to the Welcome Savings Account and the Open Current Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.

Welcome Savings Account at 2.27% APR 1 and 2.25% annual NIR

If you're a new customer, use code BIENVENIDA

Exclusive for new customers
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Financial returns from day one
Earn interest at 2.27% APR1 and 2.25% annual NIR for the first year on any balance up to €100,000.
saving
Save at your own pace
Deposit as much as you want, whenever you want for however long you want.
bill
Full access to your money
Withdraw what you want, whenever you want.
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No fees
It's free to open, maintain and close your account.
Earn interest on your savings from the first day and first euro
As a new customer, you'll get to enjoy big benefits:
  • The first 12 months: 2.27 % APR1 and 2.25 % annual NIR.
  • After the first twelve (12) months, the Welcome Savings Account will automatically be converted into the Openbank Savings Account, and the nominal interest rates in force at any time will be applied.

Designed for you and your savings
An account for saving at your own pace.
Find out more
No fees or charges
It seems some things in life are free after all.Find out more

See Pre-Contractual Information and Fee Brochure for the Welcome Savings Account

Exclusive for new customers
Grupo Santander

The safe option for your savings

With the backing and solvency of the Santander Group

Want to learn more about the Welcome Savings Account?

What is the Welcome Savings Account?

What interest do you earn?

Does it cost anything?

How can you open a Welcome Savings Account?

Need more information?

1 Interest for the first year. Monthly interest settlement.

Representative example of interest earned with a balance of €25,000 held for 12 months at 2.27% APR and 2.25% annual NIR = gross annual interest of €437.50.

3 Free debit card for the main holder.

This risk indicator corresponds to the Openbank Payroll Acoount
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.