Welcome Savings Account

Welcome Savings Account
First three months 1,75% annual NIR and without fees (0,74% APR subject to conditions)

Your Welcome Savings Account with no fees. For new customers

Promotional code: BIENVENIDA

Open your account

Financial returns from day one

Obtain an annual NIR of 1,75%* during the first three months. (0,74%​​​​​​​ APR subject to conditions). 

Save flexibly

Deposit the money you want, when you want and for however long you want.

Your money always available

Withdraw what you need at any time.

No charges or fees

Open, maintain or close your savings account, free of charges or fees.

Receive interest on your savings from the first day

  • Savings account for new customers at a nominal interest rate of 1,75% for the first three months (0,74%​​​​​​​ APR subject to conditions).

  • From the fourth month, your Welcome Account becomes your Openbank Savings Account and the interest for the first year will be as follows:

    • An annual NIR of 0,10% (APR 0,51%) with no conditions.

    • An annual NIR of 0,40% (APR 0,74%) if you arrange to have your salary or pension of at least €600/month directly deposited, or to have three monthly or bimonthly bills directly debited.

  • Receive the interest in your savings account each month free of charge.

An account that adjusts to your savings

  • Open your Openbank Savings Account from between €1 and €1,000,000.

  • Deposit the money you want, when you want and for however long you want.

  • You can withdraw all or a portion of your money and interest at any time.

And no fees

  • There are no fees to open, maintain or close your savings account.

  • No minimum contract: there is no cancellation penalty.


*Examples of interest earned with a constant balance of €6,000 during the first year:
E.g. The first 3 months with an annual nominal interest rate of 1,75% and the following 9 months, meeting the conditions, with an annual nominal interest rate of 0,40% . 0.74% APR. Gross interest of €44.25 a year.
E.g. The first 3 months with an annual nominal interest rate of 1,75% and the following 9 months, without meeting the conditions, with an annual nominal interest rate of 0,10%. 0.51% APR. Gross interest of €30.75 a year. 

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Open Discounts

Enjoy them paying with your Openbank cards

Contact Openbank

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