This is a selection of our investment funds
These funds invest in short-term debt securities, capitalising on high interest rates1 and low risk. These include La Française Tresorerie (risk 1/7), Evli Euro Liquidity (risk 1/7) and DNCA Serenite Plus (risk 2/7)2.
These funds invest in equity securities of companies operating in the mining of gold, diversifying the risk and sources of return of your portfolio. These include Franklin Gold & Precious Metals (risk 5/7), Shroder ISF Global Gold (risk 6/7) o DWS Invest Gold And Preciuos Metals (risk 5/7)2.
These funds invest in the tech sector or in companies that cultivate digitisation, innovation or AI, among others. These include Allianz Global Artificial Intelligence (risk 6/7), Fidelity Global Technology (risk 5/7) and the BGF World Technology (risk 5/7)2.
Got funds at another bank? Switch them to Openbank and dodge any additional fees.
Contact our specialists on 91 177 33 16 or 900 10 29 38 Monday to Friday from 8 a.m. to 8 p.m., and they'll handle the arrangements and answer any of your questions.
Why invest in funds?
- No need to be an expert. You don't have to research the markets like professionals - the fund managers take care of this for you.
- You diversify the risk. Investment funds are composed of different assets, so you avoid putting all your eggs into one basket.
- Tax advantages. You can transfer your investment from one fund to another, whenever you want and without any fees. You will only be subject to tax when you sell it.
- Access your money whenever you want. You can redeem your investment at any time. If you have investments in guaranteed funds, you will have to wait for a specific period of time.
Please note that any investment carries some level of risk, including the lack of return, loss of invested capital, and/or the foreign exchange risk for non-euro denominated products.
Before investing, please consult the level of risk and information for each of the Investment Funds distributed by Open Bank, S.A., in the Prospectus or Key Investor Information Document for each one of the Investment Funds, available at www.openbank.es/en and www.cnmv.es.
Still not got an investment plan?
Make regular contributions to investment funds and start building your plan with minimum effort. Before investing, consult risks and KIID for each fund.
Build your portfolio with our asset allocation models3
Want to start investing in funds but not sure where to start? Use our 5 examples of predefined portfolios or adapt the weighting to your liking.
We invest for you
Our robo-advisor automated investment service is the easiest way to invest in funds. Just choose the investment strategy you feel most comfortable with and how much money you want to start with (from €500). We'll take care of the rest!
1 Source: Refinitiv as at 05/06/2025. The interest rate for the European Central Bank is 2.00%.
2 The risk rating shown is that defined in the KIID of each fund. It is established by the CNMV (National Securities Market Commission) as a reference indicator of the potential return and risk. It is calculated using the historical data that may not be a reliable indicator of the future performance of the fund. On a scale of 1 to 7, a lower risk potentially entails a smaller return. Under no circumstance does level 1 mean it is risk-free.
3 Please note that the diversified investment examples of the "Build your Portfolio" service have not considered all the investment products available in the market, nor is it considered a personalised advisory service, given that the financial situation, investment goals or other personal needs of a particular investor have not been taken into account. Therefore, these examples do not constitute personalised recommendations, contractual elements, advice, or a personalised invitation to execute any transaction related to financial instruments, and Open Bank, S.A. is expressly released from any liability regarding the example you choose.
Worth checking out
La flexibilidad, la diversificación y una fiscalidad favorable son los principales puntos fuertes de estos productos.
En el mercado puedes elegir de entre una gran variedad de fondos de inversión y no todos son iguales.
Te informamos de la actualidad de los mercados financieros, de cómo los vemos y de qué cambios estamos haciendo.
Want to learn more about investment funds?
When you invest in a fund, you buy one or more units and become an investor. One of the main appeals is that you can get started with very small amounts.
There are many types of investment funds: index funds, which track the composition of an index—allowing you, for example, to “invest as if you owned part of the IBEX 35”; actively managed funds, where a management team analyses and selects the assets to invest in on behalf of investors; sustainable investment funds (ESG funds), which follow environmental, social and governance criteria; and thematic funds, which focus on companies within a specific sector or theme.
Openbank offers you more than 3,000 investment funds you can invest in from just €1. Try using our Fund Finder tool.
With over 3,000 investment funds to choose from, Openbank gives you access to a full range of fund categories — all from €1 or less, with no transfer, subscription, custody or redemption fees.
You’ll find actively managed funds, index funds and sustainable (ESG) options, as well as funds focused on specific sectors, regions or themes. Our selection of thematic funds is continuously updated to reflect new investment opportunities, based on global market conditions and insights from our Investment Committee.
Our Fund Finder makes it easy to discover the funds that suit you best, with filters for currency, risk level, keywords and more.
You have access to more than 3,000 index and actively managed funds, many of which you can invest in from €1 or less, with no transfer, subscription, custody or redemption fees charged by Openbank.
You can also explore example portfolios across a range of risk levels, giving you a helpful starting point to build your own investment strategy.
If you’d rather have support, you can get in touch with our investment specialists on +34 91 177 33 16.
Or, if you prefer, we can “invest for you”. Start from €500, no expertise required and no cancellation fees. Check out the performance of our automated investment service.
The management and deposit fees detailed in each fund’s prospectus are already reflected in the fund’s net asset value. At Openbank, you won’t pay transfer, subscription, custody or redemption fees, and you can invest from just €1 in most of the 3,000+ investment funds we offer.
You can redeem your investment whenever you need it, unlike term deposits, in which you have to wait for maturity to receive the initial investment and agreed returns. With funds, you can usually access your money at any time.
The exception is guaranteed funds, where you need to hold your investment for a specific period.
If you’d like to transfer your investment funds to Openbank, our investment specialists can help you every step of the way. Just call us on +34 91 177 33 16 — we’ll handle the transfer for you at no cost.
To get started, you’ll need your 8-digit signature key. We also recommend having the following details to hand:
- The ISIN of the fund you want to transfer and your common account number for that fund. If it’s an international fund, we’ll also need the name of the bank or provider where it’s held.
- The ISIN of the target fund, which must be available at Openbank. You can explore our range using the Fund Finder, with over 3,000 index and actively managed funds available, including some of the most cost-efficient share classes.
You can request a full or partial transfer, either by amount or by number of units. Don’t forget that in order to process your transfer request, the account holders of both the source and target funds must be the same.
There are no tax implications when transferring your funds, and you’ll maintain the seniority of the transferred shares.
Once your funds are with Openbank, you can manage everything online at no cost, including:
- New investments
- Additional subscriptions
- Internal transfers
- Redemptions
Custody is completely free as well.
Get in touch with our investment specialists on 91 177 33 16, Monday to Friday from 8 a.m. to 8 p.m. — they’ll be happy to help.
You can also visit our “Why invest in investment funds” section for more information.
On each fund’s factsheet, you can see its risk level on a scale from 1 to 7, making it easier to assess whether it suits your profile and investment goals.
Please note that any investment in financial markets bears some level of risk, including the loss of invested capital or lack of return. Bear in mind that past performance is no guarantee of future results.
We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).
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